Information for New Clients:

1.Please be sure to read your information package that we mailed to ---you.
2.It is very important to remember to monitor your monthly ------------------statements to ensure you are receiving the appropriate benefits.
3.It is normal to receive calls from your creditors after making your ------first payment. Refer them to Debt Wave Credit COunseling, Inc's ------Customer Service number: 1-888-686-4040. Debt Wave Credit-----------Counseling, Inc will confirm that you are enrolled in the program.
4.If at all possible, we encourage you to pay your creditors during the ---30-90 day negotiation period.
5.If you have included any of the following creditors or any companies ---serviced by these creditors on the program, it is important that you ---call them to have your due date adjusted to 15 business days after ---your due date with the program.

AFBA Industrial Bank
American Express
Associates Capital Bank
Balley's Mastercard
Balley Total Fitness
Bank of Hawaii/Honolulu
BB&T (Branch Banking & Trust)
Carmel Finance
Chevy Chase Bank
Citicorp Retail Services
Dial National Bank
Direct Merchants
Discover
Elan
Fidelity National Bank
First Bankcard Center
First Financial Bank
First National Bank of Marin
First America Bank
First Tennessee Bank
First USA
Garden Way Inc.
Household Financial Services
Huntington National Bank - Unsec Loans
Intrust Card Center
Mandee
Marks & Morgan
May Department Stores
MBNA
Mercantile Stores National Bank
Metris Company, Inc.
Montgomery Ward
Next Card
Partnership Card Services
Pentagon FCU
PNC Bank Consumer Loan
Signet Bank - Intall Loans
Star Bank
Suntrust Bankcard
Travelers Bank
Union Planers Bank
United Consumer Financial Services
Wells Fargo